{
  "as_of": "2026-10-15",
  "financial_model_overrides": [],
  "records": [
    {
      "id": "W5-FAMILY-2016",
      "source_url": "https://collegefootballplayoff.com/news/2016/10/10/_131504731540209909",
      "source_date": "2016-10-10",
      "classification": "primary historical announcement",
      "amount_usd": 2500,
      "quantity_limit": 125,
      "unit": "nominal USD per student-athlete; up to125families per participating institution",
      "covered_events": "CFP semifinals and national championship",
      "prior_season_distributed_usd": 1500000,
      "future_amount": null,
      "actual_payment_dates": null,
      "use_limit": "Historical program terms and prior-season aggregate only; not current entitlement, per-game invoice or a2027budget"
    },
    {
      "id": "W5-FAMILY-2023",
      "source_url": "https://www.ksat.com/sports/2023/08/30/realignment-prompts-fresh-look-at-the-number-of-automatic-bids-in-12-team-college-football-playoff/",
      "source_date": "2023-08-30",
      "classification": "AP original reporting, syndicated by KSAT; announcement for12-team launch",
      "amount_usd": 3000,
      "quantity_limit": 125,
      "unit": "nominal USD travel stipend per game for families of125players per team",
      "future_amount": null,
      "actual_payment_dates": null,
      "use_limit": "Reported launch-era benchmark; do not infer2027entitlement, utilization, claims cost or cash dates"
    },
    {
      "id": "W4-ATH-20261015-02",
      "source_url": "https://www.ncaa.org/student-athletes/insurance-and-medical-coverage/post-eligibility-insurance-program/",
      "source_date": null,
      "classification": "current primary NCAA program summary; accessed2026-10-15",
      "benefit_period_weeks": 104,
      "coverage_limit_usd": 90000,
      "mental_health_sublimit_usd": 25000,
      "deductible_usd": 0,
      "eligible_injury_from": "2024-08-01",
      "incremental_format_cost": null,
      "actual_reimbursements": null,
      "use_limit": "Excess coverage for eligible documented injuries; limits are not expected claims, event receipts or unrestricted reserve"
    },
    {
      "id": "W4-ATH-20261015-03",
      "source_url": "https://www.ncaa.org/student-athletes/insurance-and-medical-coverage/catastrophic-injury-insurance-program/",
      "source_date": null,
      "classification": "current primary NCAA program summary; accessed2026-10-15",
      "deductible_threshold_usd": 90000,
      "incremental_format_cost": null,
      "actual_reimbursements": null,
      "use_limit": "Separate catastrophic policy threshold; not the post-eligibility benefit ceiling or accessible funds"
    }
  ]
}